When it comes to the two-wheeler market in India, there is a myriad of options available, especially in the under-2-lakh segment. This segment houses motorcycles with diversified characteristics, catering to a vast customer base’s varied needs. Whether you desire a trusted commuter bike, a sporty machine, or a laid-back cruiser, you can find an array of options without burning a hole in your pocket.
Best bikes under Rs. 2 lakh – Overview
India’s bike market provides a wide array of choices for bike enthusiasts, particularly in the best bike under-2-lakh segment. Royal Enfield Classic 350 tops the list with its unrivalled blend of classic aesthetics and a robust 349 cc engine. The Classic 350 offers an ideal combination of style, performance and fuel efficiency.
Among sporty bikes, the Yamaha R15 V4 stands out with its aggressive look and impressive fuel economy of 51 kmpl. It combines a lightweight profile with a powerful 155 cc engine to deliver unrivalled performance.
Suzuki Gixxer 250 packs a punch in terms of power with its 249 cc engine. This bike strikes a perfect balance between style, power and affordability. KTM 125 Duke, despite having a comparatively smaller engine, offers excellent performance and aesthetic appeal.
The Yamaha MT 15 V2 – fondly known as the ‘Dark Warrior’ stands out for its aggressive design and powerful 155 cc engine. Bajaj Dominar 250, a part of the popular Dominar series, provides a blend of power, stability and style with its 248.8 cc engine.
Bajaj Pulsar N250, known for being a value-for-money offering, comes equipped with a 249 cc engine offering exceptional mileage of 44 kmpl. Royal Enfield Hunter 350, an aggressive off-roader, captures the segment’s spirit with a 349.34 cc engine producing 20.2 bhp. Lastly, the Bajaj Pulsar F250, known for its style and affordability, offers a comfortable ride with its 249 cc engine.
These bikes offer a varied range of features catering to different riding preferences, making the selection process dependent on individual preferences and requirements.
Top bikes in India
Let’s delve deeper into analyzing the top bikes available in India under the price tag of Rs. 2 lakh.Â
1. Royal Enfield Classic 350
The Royal Enfield Classic 350 has an iconic status in Indian motorcycling, offering a blend of classy looks and a mesmerizing thump from its 349cc engine. This cruiser generates a power of 20.2 bhp, which is quite impressive for its segment. With a robust build and a sturdy weight of 195 kg, the bike promises long-lasting performance and durability. Coming with a fuel efficiency of 32 kmpl, it costs around Rs. 1,93,080, making it an excellent value-for-money proposition.
2. Yamaha R15 V4
With its sporty, aggressive look and outstanding performance, the Yamaha R15 V4 ensures eyeballs wherever it goes. The bike houses a 155 cc engine that can churn out 18.1 bhp. This power, combined with a weight of just 141 kg, makes the R15 a quick, nimble, and versatile machine. It’s fuel efficiency is a standout feature, delivering a commendable mileage of 51 kmpl. The Yamaha R15 V4 retails at an average ex-showroom price of Rs. 1,82,855.
3. Suzuki Gixxer 250
Suzuki Gixxer 250 is yet another splendid option for enthusiasts who fancy power and style. Packed with a 249 cc engine, this Suzuki beast has an impressive output of 26.13 bhp. It’s superb fuel efficiency of 34 kmpl and a comfortable weight of 156 kg make it suitable for daily rides and long journeys alike. The Gixxer 250 comes with a price tag of around Rs. 1,83,900.
4. KTM 125 Duke
The KTM 125 Duke is the perfect bike for those who demand style and thrill. Despite featuring a small 124.7 cc engine producing 14.3 bhp, the Duke 125 offers a spirited ride, thanks to its compact dimensions and lightweight design tipping the scales at 159 kg. It represents a blend of exceptional design, high-quality fit and finish, and reliable performance. The KTM 125 Duke is currently sold at a price of around Rs. 1,79,024.
5. Yamaha MT 15 V2
The Yamaha MT 15 V2, often referred to as the ‘Dark Warrior’, is a head-turner with its sharp, aggressive design. With a 155 cc engine offering 18.1 bhp, coupled with a lightweight body weighing only 141 kg, the MT 15 V2 has gained popularity among those looking for a powerful yet light streetfighter. This bike is available at an average ex-showroom price of Rs. 1,68,707.
Each bike carries a unique set of features, designs, and performance levels. While the price tags fall under the 2 lakh range, it might still seem like a sizable upfront expense for many. Here is where two-wheeler loans and bike loans come into the picture.
Two-wheeler loans to buy a top bike
Two-wheeler loans and bike loans are credit facilities provided by banks and non-banking financial companies (NBFCs) to help individuals purchase a bike conveniently. These loans cover the cost of the two-wheeler and allow the buyer to repay the loaned amount over a determined period through affordable EMIs.
These loans offer a host of benefits. For starters, they enable riders to own a bike without full upfront payment. By opting for a two-wheeler loan, you can pay in small instalments, thereby minimizing immediate financial pressure.Â
Furthermore, most bike loans offer flexible repayment tenures, making it convenient for the borrower to pay back the loan without any burden. With easy approval and minimum documentation, the joy of riding their dream bike becomes reality for many.
When selecting a bike loan, ensure to consider the interest rates, tenure flexibility, and processing fees offered by the lender. It’s also essential to evaluate your repayment capability to avoid any financial crunch in the future.
Conclusion
While the decision to pick the perfect bike might require some thought and research, financial constraints need not be a roadblock. With an expansive assortment of bikes listed under the 2 lakh segment and easy financing options in the form of two-wheeler loans and bike loans, owning your ideal bike is hassle-free. Therefore, assess your preferences, inspect your bike choices, consider a suitable bike loan, and hit the open road on your dream two-wheeler. Download Bajaj Finserv app to explore flexible loan options and make your bike ownership journey smoother.
The best bike under 2 lakh would be a cross-section of looks, power, and economy. Don’t let financial constraints hinder you from obtaining your dream bike. Consider bike loans, and remember to protect it with motorcycle insurance. Happy Riding!
